SBI Clerk Salary 2025, Salary Structure, Job Profile & Career growth Check Details for Junior Associate post

SBI Clerk Salary 2025: SBI Clerk Salary 2025 is approximately Rs. 46,000 per month on the pay scale Rs.24050-1340/3-28070-1650/3-33020-2000/4-41020-2340/7-57400-4400/1-61800-2680/1-64480 (20 Years). The given article provides complete details related to SBI Clerk Salary, Job Profile, Promotion, and Annual Package.

SBI Clerk Salary Structure 2025

The new pay scale for the SBI Clerk Salary 2025 is Rs. 24050-1340/3-28070-1650/3-33020-2000/4-41020-2340/7-57400-4400/1-61800-2680/1-64480. The basic wage for the SBI Clerk post will now be Rs. 24,050, with yearly increases.

The maximum potential base salary for SBI Clerk is Rs 64,480/-. Candidates get a base salary as well as a variety of extra bonuses and incentives. To be considered for the Clerk position, applicants must pass both the SBI Clerk Prelims and Mains exams.

ParticularAmount
Basic Pay (including 2 annual increments)Rs. 26,730.00
Dearness Allowances (17.20%)Rs. 6,168.51
House Rent AllowancesRs. 2862.83
Transport AllowanceRs. 850.00
Special AllowanceRs. 7,083.45
Special Pay NewRs. 1200.00
Gross PayRs. 44,894.79
DeductionsRs. 3,673.00
Net PayRs. 41,221.79

SBI Clerk Salary 2025 In-Hand

SBI Clerk Salary In-Hand will be about Rs. 46,000/- per month, inclusive of DA and other allowances at the current rate, plus two further increments for newly hired junior associates. The salary range for SBI Clerk is Rs. 24050-1340/3-28070-1650/3-33020-2000/4-41020-2340/7-57400-4400/1-61800-2680/1-64480 (20 years). Candidates can use this article to gain detailed information about their income.

In addition to the base wage, applicants get a variety of bonuses and allowances. The SBI Clerk compensation structure may fluctuate depending on where candidates are appointed.

SBI Clerk Salary 2025 (In-Hand) = (SBI Clerk Salary 2025 Basic Pay) + Allowances – Deductions 

SBI Clerk Pay Scale 2025

SBI Clerk wage scales vary according on the state. Evidently, those having a posting in urban locations, particularly in metropolitan centers, receive higher statistics than those with rural postings. Rs. 24050-1340/3-28070-1650/3-33020-2000/4-41020-2340/7-57400-4400/1-61800-2680/1-64480 (20 Years), whereas the maximum basic salary for an SBI Clerk is Rs. 64,480.

SBI Clerk Salary 2025 Deduction

The SBI Clerk Salary 2025 Gross Pay is subject to a number of deductions, including Professional Tax, Ptax Deduction Carry Forward, and NPS. The deductions are mostly statutory and used into income tax computations. Candidates can check the SBI Clerk Salary 2025 Deduction table, which we have provided below.

DeductionsAmount
Professional TaxRs. 200.00
Ptax Deduction Carry ForwardRs. 200.00
NPSRs. 3,273.00
TotalRs. 3,673.00

SBI Clerk Salary After 5 Years

The SBI Clerk’s fundamental salary raises by Rs. 1,340 each year for the first three years. For the next two years, the raise rises to Rs. 1,650 per year. By the conclusion of the fifth year, the basic wage is expected to reach around Rs. 32,710.

In addition to the basic wage, the overall compensation includes Dearness Allowance (DA), House Rent Allowance (HRA), Transport Allowance (TA), and Special Allowances. Given these allowances, the gross monthly compensation after 5 years is expected to range between Rs. 55,000 and Rs. 58,000. When deductions like provident fund (PF) and professional tax are included in, the net compensation ranges between Rs. 48,000 and Rs. 50,000.

SBI Clerk Pay Slip 2025

Individuals appointed as Junior Associates (SBI Clerks) in SBI will get detailed wage slips at the end of each month. These salary slips serve as formal evidence of their income, providing a detailed breakdown of the various components of their compensation.

The salary slip contains important information such as the base wage, which serves as the cornerstone of their earnings and is reinforced by other allowances such as the Dearness Allowance (DA) and House Rent Allowance (HRA).

In addition to acting as a record of wages, the SBI Clerk salary slip can be used as proof of employment for a variety of purposes, including personal, house, and automobile loans. It is also required for submitting income tax returns and can be used for background checks in future job prospects.

This SBI Clerk compensation Slip not only ensures compensation transparency, but also enables staff to better manage their funds. It demonstrates their financial stability and work security.

SBI Clerk Salary 2025 Allowances 

In a major city like Mumbai, the total beginning compensation for Junior Associates is roughly Rs. 29,000 per month, which includes DA and other allowances based on the current rate. In addition, newly hired junior staff will receive two pay raises. Previously, the entire beginning wage in metropolitan cities was Rs. 26,000. Refunds are also determined by where they are posted.

Applicants are eligible for remuneration for a variety of perks, including pension funds, pensions under the new pension system (contribution), health insurance, vacation trips, and other bank promotions.

Category of EmployeesMaintaining two or Four wheels (Petrol in liters)Not Maintaining Vehicles (Amount in Rs)Entertainment Expenses (Amount in Rs)
Chief Associate (Working as cash-in-charge)439001140
Chief Associate43900600
Special Associate35850540
Senior Associate25700420
Associates/Junior Associates20625360

SBI Clerk Salary 2025 Provision Of Newspapers

The table provides a breakdown of the amounts allocated for providing newspapers to an SBI Clerk Salary 2025 Junior Associate based on different categories.

Category of StaffRupees Per Month
Chief Associates530
Special Associates working as cash-in-charge/ATM/Locker-in-charge/Members of the outbound sales force530
Other chief associates/special associates/senior associates/associates/junior associates450
Subordinate Staff350

SBI Clerk Salary 2025 Increment

Candidates appointed to the position of SBI Junior Associate are also given an annual raise, which keeps them motivated and builds their confidence. The chart below shows the SBI Clerk Salary 2025 Increment based on your baseline pay.

Basic PayIncrementsPeriodYears of Service
₹ 24,0501340/-For 3 years03
₹ 28,0701650/-For the next 3 years06
₹ 33,0202000/-For the next 4 years10
₹ 41,0202340/-For the next 7 years17
₹ 57,4004400/-For the next 1 year18
₹ 61,8002680/-For the next 1 year19
₹ 64,480

SBI Clerk Salary 2025 Medical Facilities

Below are some of the medical services provided to the SBI Clerk Salary 2025. 

  • SBI Clerk candidates can avail of medical benefits annually to take care of their health needs. They also get medical assistance for their family.
  • Hospitalization cost-related expenses are also handled by SBI if ever needed.
  • Extended medical plan packages are also available for severe illnesses.
  • Other medical perks like vaccinations and scheduled checkups are included with the medical benefits an SBI Clerk can avail of.

SBI Clerk Probation Period

The candidate will be on probation for six months. The selected applicants will be subject to the terms and conditions of the Bank’s Service Regulations, which were in force at the time of joining. SBI Junior Associates, who were newly hired, will be on probation for at least six months.

To be confirmed in the bank, newly employed junior associates must complete the e-lessons provided by the bank during their probation; if they do not, their probation will be extended until they complete them.

Furthermore, the performance of newly employed employees will be evaluated prior to the conclusion of their probationary period, and the probationary period may be extended for individuals whose performance falls short of the Bank’s expectations.

SBI Clerk Salary 2025 Job Profile

Junior Associates of the State Bank of India handle a variety of day-to-day banking functions. Along with comprehending the SBI Clerk Salary 2025, candidates must understand the type of the work they will be doing. These obligations include the following:

  • Functions as a Single Window Operator
  1. Day-to-day bank functions such as opening accounts
  2. Amount transfers through cheque/ NEFT/ RTGS
  3. Issuance of Demand Drafts(DD), Cheque clearance, Cheque book requests, receiving inward emails
  4. Assisting the Branch Managers
  5. Helping customers with documentation work, and
  6. General office-related tasks such as filing, faxing, scanning, and copying.
  • Functions as Head Cashier

The clerk also functions as a cashier. This involves handling cash transactions of the concerned branch, clearing, and transfer of cheques.

  1. The Junior associates may also function as special assistants or universe tellers.
  2. The clerks are also liable for addressing customer concerns and resolving them.
  3. Pay vendor invoices paperwork will be completed.
  4. Maintained the filling system and retrieved material from files.
  • Agricultural Assistants
  1. Assisting in banking operations/lending for agricultural development and financial assistance to small-scale firms.
  2. Scrutinize the farm plans and application forms, and assist farmers in filling the application form.
  3. To verify the farm’s machinery, tractors, pump sets, equipment, etc. at the stipulated period.
  4. Maintain liaison with land records.

SBI Clerk Career Growth 2025

The State Bank of India (SBI) provides exciting career possibilities, assuring significant progress for its workers. Individuals who begin their careers with SBI at an early age have the opportunity to advance to the position of General Manager. Promotions for SBI Clerks mostly come via two pathways:

In-Cadre Promotion

Employees can be promoted within their existing job category depending on their performance, experience, and eligibility requirements. This advancement is linked to the time spent at a certain posting place.

Notably, employees are given an additional special allowance of 1800 rupees per month, which is not included in the standard salary calculation. After a decade of service, an Associate is promoted to Senior Associate. An Associate progresses to the status of Special Associate after twenty years of service, which comes with a monthly special allowance of 2500 rupees.

This allowance is then used to calculate the base salary. Once an Associate has completed 30 years of service, they can advance to the rank of Chief Associate, receiving a special allowance of 3500 rupees, which is also included in the basic salary calculation.

Promotion to the Office Cadre

After three years of service, an Associate can advance to Trainee Officer status. To advance to the Officer level, applicants must pass the JAIIB (Junior Associate of the Indian Institute of Bankers) and CAIIB (Certified Associate of the Indian Institute of Bankers) exams administered by the Indian Institute of Banking & Finance.

Candidates must pass not just these examinations, but also an internal written test and an interview. The successful completion of the written test results in a two-year probation term. Candidates will be interviewed when their probation period ends. Those who pass the interview advance to the Middle Management grade (Scale 2), while others remain in the clerical grade.

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